Nick Kosiek
See reviews
Why choose State Farm?
We’re here to help you navigate your liability insurance options every step of the way, so you can breathe easier.
Personal and business coverage
Whether you’re looking for additional coverage beyond your primary policy or you want to help protect your business from lawsuits, we’ve got you covered.
Customizable insurance
Your insurance needs are unique. That’s why we offer a range of solutions, so you can get the coverages that fit your lifestyle and budget.
Agent know-how
Let’s take the guesswork out of liability insurance. Your local State Farm agent is ready to answer your questions.
Liability insurance coverage options
Liability damages may cost millions of dollars. Help protect your financial future with additional liability protection. Your coverage options include:
- Personal Liability Umbrella Policy (PLUP): PLUP insurance provides extra coverage in scenarios where a liability claim exceeds the limits of your existing policy. It also offers you the flexibility to up your liability protection over multiple policies at once, such as your auto, homeowners, renters, or even your boat.
- Commercial Liability Umbrella Policy (CLUP): CLUP insurance provides extra coverage in scenarios where a liability claim exceeds the limits of your existing policy. It also offers you the flexibility to up your liability protection over multiple policies at once.
- Professional Liability: Our Professional Liability policy provides liability for a negligent act or an error or omission while performing professional services and is specifically designed for professions such as architects and engineers, accountants and related businesses, and dentists.
- Errors and Omissions Liability (E&O): An E&O policy offers protection from claims arising out of an alleged or actual negligent act, error, or omission in performing professional services. We offer this coverage for a wide variety of professionals such as consultants, web designers, computer programmers, and many more.
- Employment Practices Liability Insurance (EPLI): An EPLI policy can help protect you and your business in the event of wrongful employment practice claims against your business.
About me
Your local State Farm agent
- Offering auto insurance, life insurance, home insurance
- Serving Rogers Park, Edgewater, Uptown, Andersonville,
- Chicago, and the Chicagoland area
Office details
Address
Office hours
| Sunday | Closed |
| Monday | 09:00AM-05:00PM |
| Tuesday | 09:00AM-05:00PM |
| Wednesday | 09:00AM-05:00PM |
| Thursday | 09:00AM-05:00PM |
| Friday | 09:00AM-05:00PM |
| Saturday | Closed |
Insurance products
- Auto
- Home
- Property
- Business
- Life
Specialty products
- Annuities
Recent reviews on
Heidi Massey
Nick Kosiek and his team are exactly the kind of small business I want in my neighborhood and the kind of folks I want to have for my insurance needs. A few weeks after I moved to a new apartment, I went to pick up a rental car. Because my address had changed, they refused to rent to me with my debit card unless I could provide proof of auto insurance or a pay stub. I don't own a car and I work for myself. So I asked Nick to write me a non-owner auto insurance policy. Within 5 minutes I had the policy and had emailed the required documentation to the rental car branch. Nick and his team are wonderful community members, frequently helping out in different ways, (like notarizing documents for free!) and are always responsive and accommodating whenever I need their assistance. I am a loyal customer and will continue to be loyal because this is not the kind of customer service I have typically experienced from insurance agents. Thank you Nick and team!
Tisa Cash
I've been with Nick's office for a few years now and there is always a friendly voice that answers the phone. Nick has always taken his time to explain if I don't understand something and I have never felt like a bother when asking questions or felt pressured to make an immediate decision when asking about policy changes. I feel lucky that I found his office!
Andrew Brummel
Nick and his team are great to work with